Accounts

To Fit Your Financial Needs.

Savings

Share (Savings) Accounts

Just $25 and a $1 account fee is all you need to have a savings account and lifelong membership!

• Regular Savings Account - This financial tool will help you prepare for life’s big spending decisions

• Special Savings Account - Store your money in a safe place that’s readily accessible

Checking

Share Draft (Checking) Accounts
Minimum open amount of $25/minimum balance of $500 or direct deposit for no monthly fee.

Regular Share Drafts

• Debit Card

• Surcharge free at ETCU ATM Locations in Edinburg

• Online Banking

• And more!

Certificates of Deposit (CDs)

CDs
Minimum to open $1,000

• 12 Month

• 18 Month

• 24 Month

• 36 Month

• 60 Month

Increase your savings at a higher rate at your pace.

Individual Retirement Accounts (IRAs)

IRA Share Accounts
$25 minimum opening deposit

IRA CDs
$1,000 minimum opening deposit

• IRA CD - 12 Month

• IRA CD - 18 Month

• IRA CD - 24 Month

• IRA CD - 36 Month

• IRA CD - 60 Month

IRA Types

• Traditional IRA

• Roth IRA

• Educational IRA

Take control of your future with these great accounts!

Other Services

• Debit Cards 

• Touch Tone Teller - Free 24-Hour Access

• Home Banking 

• Mobile Banking

• ATM Services

• Direct Deposit

• Payroll Deduction

• Money Orders

• Cashier’s Checks

• Credit Life Insurance

• Credit Disability Insurance

• 24 Hour Night Deposit

• Notary Services – Free for Members

• Credit Card Cash Advances