Borrow
Loans for you and your family.
As a not-for-profit financial cooperative, we are able to offer loans for all your borrowing needs at rates to help you save. Plus, we have terms to fit your family’s budget!
Other Types of Loans:
- Bill Consolidation Loans
- Credit Card – MasterCard Gold
- Signature Loans
- “Quick Cash” Revolving Line-of-Credit
- Motorcycle Loans
- Boat and RV Loans
- Savings-Secured Loans
Please contact Ayesha acrutchfield@etcu.coop or Daniel dpalacios@etcu.coop with any loan questions.

Finance your new/used auto or refinance your auto from another institution with rates as low as 4.90% APR* and terms up to 72 months!
Contact us for more details! Promotional offer valid through December 31, 2023.
Contact us to apply for your loan today!
Enjoy added peace of mind with Credit Life and Credit Disability Insurance.
*APR is annual percentage rate. (Existing ETCU auto loans are not eligible for refinancing.) Subject to credit approval. Terms, conditions, and restrictions apply. Rates are subject to change without prior notice.