As a not-for-profit financial cooperative, we are able to offer loans for all your borrowing needs at rates to help you save. Plus, we have terms to fit your family’s budget!

Great Rates Are Rolling In

Finance your auto with us at rates as low as 2.90% APR*
with terms up to 72 months!

Finance your new/used auto or refinance your auto from another financial institution. (Existing ETCU auto loans are not eligible for refinancing.) Subject to credit approval.  Terms, conditions, and restrictions apply.  Rates are subject to change without prior notice.  Contact us for more details.

Promotional offer valid through May 31, 2023.


*APR=Annual Percentage Rate


Auto Loans and Auto Refinance

Enjoy added peace of mind with Credit Life and Credit Disability Insurance.

Other Types of Loans: 

    •    Bill Consolidation Loans
    •    Credit Card – MasterCard Gold
    •    Signature Loans
    •    “Quick Cash” Revolving Line-of-Credit
    •    Motorcycle Loans
    •    Boat and RV Loans
    •    Savings-Secured Loans

Please contact Ayesha or Daniel with any loan questions.